Southern Barter Club

                       Membership Agreement

 

A. CONTRACT AND MODIFICATION OF CONTRACT

The following terms & conditions constitute a contract by and among Member and Southern Barter Club. Any use of Southern Barter Club to facilitate a transaction by a Network Member (hereinafter Member) constitutes acceptance of all terms, conditions, policies and procedures as most recently adopted by Southern Barter Club. They apply to all Southern Barter Club Members and to all transactions facilitated by Southern Barter Club. At its sole discretion, Southern Barter Club may amend this Agreement by giving Member thirty (30) days written notice via e-mail. Southern Barter Club may amend the Policies and Procedures with seven (7) days written notice via e-mail. Any purchase or sale by Member, which makes use of Southern Barter Club after these time frames constitutes acceptance by Member of such change(s) and the agreement of Member to abide by the same.

 

B. PARTICIPATION IN THE EXCHANGE

1.        NATURE OF THE PARTIES

a)        Southern Barter Club operates an association of businesses and professionals who have joined together to do business among themselves through the organized system which is regulated by the record-keeping and administrative services of Southern Barter Club or its designee and through the medium of Southern Barter Club Trade Dollars. Southern Barter Club functions as a clearinghouse for the transactions of the Network membership.

b)        Southern Barter Club regulates the Network. Southern Barter Club acts as a third party record-keeper and administers the clearinghouse function of the Network for the Members. Southern Barter Club may contract with others to provide all or part of such services.

c)        Member is a bona fide and legal business that desires to do business with other members of the Network and hereby subscribes to Southern Barter Club's services. Member warrants that it is in compliance with all State, Federal, industry and professional laws and regulations.

d)        Southern Barter Club reserves the right of final approval of this agreement and may refuse to accept anyone as a Member for any reason it deems necessary.

e)        The signer of this agreement hereby acknowledges that they are over 18 years old.

f)         The member bears sole responsibility for the authentication of the identity of any person Member may trade with. Because authentication is difficult particularly on the internet, SBC cannot and does not confirm any Person’s purported identity and should establish their own standards for identity authentication.

2.        DISCLAIMER OF WARRANTY AND LIABILITY

Southern Barter Club makes no representation or warranty, either express or implied, and disclaims all liability, as to the fitness, quality, delivery date, merchantability, prices or any term of any trade transaction. Member agrees to indemnify and hold Southern Barter Club harmless with respect to any claim, debt, or liability whatsoever, arising out of any transaction wherein Member is a Buyer or Seller. Member acknowledges that any transaction facilitated by the Network, in which Member participates is entered into by Member on a voluntary basis. Member agrees to waive any claim, debt, or liability whatsoever against Southern Barter Club arising out of any computer or software malfunction or processing errors.

3.        TAXES

Seller shall be solely responsible to collect and remit to the appropriate taxing authorities the applicable taxes and shall collect and record these as required by law. Under no circumstances is Southern Barter Club responsible to pay any taxes on behalf of any Member. Transactions involving Southern Barter Club Trade Dollars are generally treated as taxable events for federal, state or provincial, and local tax purposes and Southern Barter Club reports Southern Barter Club dollar sales to the appropriate government taxing authority. The declaration and reporting of applicable taxes resulting from trade transactions rests solely with the Member. Member agrees to indemnify and hold Southern Barter Club harmless for any actions Southern Barter Club takes to comply with federal, state or provincial, and local laws.

 

C. ADMINISTRATION OF THE EXCHANGE AND SOUTHERN BARTER CLUB TRADE DOLLARS

1.     NATURE OF SOUTHERN BARTER CLUB TRADE DOLLARS

a)       Members conduct transactions (purchases or sales of goods or services) using the Southern Barter Club accounting system. Payments are made by posting debits and credits to the buying and selling Members' respective accounts, pursuant to these Rules and in the form of Southern Barter Club Trade Dollars.

b)       "Southern Barter Club Trade Dollar" is a private currency which operates as contractually accepted tender for specified private debts only, between exchange Members, backed only by the goods and services available within the Network, and regulated by Southern Barter Club. Southern Barter Club Trade Dollars denote value received for goods or services sold, and may be exchanged for other goods or services made available by Southern Barter Club Members. Trade Dollars may be used only in the manner and for the purposes set forth in this Agreement and the Policies and Procedures. Neither Southern Barter Club nor Member shall consider Southern Barter Club Trade Dollars as legal tender, securities, or commodities. Southern Barter Club disclaims any and all responsibility for the acceptance or negotiability of Southern Barter Club Trade Dollars or for the availability of goods or services from any source.

2.        LIABILITY FOR SOUTHERN BARTER CLUB TRADE DOLLARS

Member acknowledges that Southern Barter Club Trade Dollars in the Network (positive balances) are the liabilities of persons who have spent more than their earnings (negative balances); that there is a creditor/debtor relationship between such persons and that Southern Barter Club transactions incur the normal business risks associated with any credit transaction. Any positive trade balances are solely the liability of Members who owe Southern Barter Club Trade Dollars to the Exchange and are not the liability of Southern Barter Club.

a)        Member acknowledges and grants to Southern Barter Club the right and power to regulate and control the number of Southern Barter Club Dollars within the Network.

b)        Member grants to Southern Barter Club the right and power to borrow from the Network.

c)        Member is NOT authorized to sell Southern Barter Club Trade Dollars for cash.

 

D. SUSPENSION OR TERMINATION

1.     If Member violates this Agreement or the currently effective Policies and Procedures, Southern Barter Club may immediately terminate Member’s account or may freeze all activity in the account without notice and/or make immediate adjustment to the transactions involved. At its sole discretion, Southern Barter Club may reinstate Member or unfreeze Member’s account.

2.        Either party may terminate this Agreement upon seven (7) days written notice to the other party. Upon termination:

a)        All cash and Southern Barter Club Trade Dollar service fees outstanding become due and payable immediately. No service fees will be refunded.

b)        Any Member with a negative account balance (where purchases exceed sales) must balance their account with Southern Barter Club Trade Dollars within thirty days of termination date. After said thirty day period, Member must immediately pay Southern Barter Club any remaining negative balance in cash.

c)        Any Member with a positive balance (where sales exceed purchases) must spend out their account within ninety days of termination. Any Trade Dollars remaining after ninety days will become the property of Southern Barter Club.

 

E. FEES

 

Sign Up Cash Fee $299.00

Monthly Fee: $20.00 Cash Dollars and $20.00 Trade Dollars

Buy Fee: 6.00% Cash and 1.00% Trade

Sell Fee: 6.00% Cash and 1.00% Trade

1.        Funds for cash fees must be available at the time of the transaction or it will not be processed. Member may do this by having a debit or credit card on file.  Transaction fees payable are to be billed on a monthly statement and are due and payable within ten (10) days of the billing date. After a transaction has been processed, Member agrees to pay all cash fees within 10 days of each transaction.  Delinquencies: After 30 days, $10 or 1.5% of the trade balance (whichever is greater) will be assessed to Member’s account as a cash fee for all unpaid cash fees.  SBC may put Member’s account on hold if cash fees are not paid in a timely manner.  If cash fees are not paid within 60 days of the date of the transaction, the matter will be referred to the jurisdiction of the courts of the State of Georgia, USA. If the account is not made current within 1 year from the date of transaction, SBC has the right to seize any and all barter dollar balances in the account. 

2.        Fees paid to Southern Barter Club are non-refundable. If buyers or sellers do not complete a transaction, or if performance of Members' obligations to each other is disputed, Southern Barter Club will not be obligated to refund any fees it has received. In certain circumstances an approved cash credit may be applied to Members' accounts.

3.        Lines of credit: SBC may extend a line of credit to each member at its discretion.  SBC may extend a line of credit to each member at its discretion.  After 30 days, a monthly fee of 3.0% of the outstanding balance is due (1.5% cash, 1.5% trade).  Member and all persons authorized by Member to hold or otherwise use SBC account agree to abide by the Trading Rules and Regulations as from time to time amended and published in all SBC Directories of Goods and Services.  Any usage of an assigned line of credit constitutes a debt to the system and may be payable in cash if acceptable trade options no longer exist. 

4.        Prior to the institution of any form of litigation regarding payment, service or credits due by any Member, against any other Member or Members, all parties must mediate their dispute regarding payment, service or credits due in good faith pursuant to the Meditation Policy of SBC, which policy is published as part of the Trading Rules and Regulations of SBC.

5.        A monthly charge of $20 cash per month cash and $20 trade will be assessed.

 

F. MISCELLANEOUS

1.        LEGAL REQUIREMENTS

Member shall abide by applicable international, federal, state or provincial, and local laws or regulations pertaining to Exchange transactions. Southern Barter Club shall not be responsible for any failures on the part of Member to comply with such laws and regulations. Member agrees not to hold Southern Barter Club liable for any action Southern Barter Club takes to comply with applicable laws or regulations.

2.        NO WAIVER OF RIGHTS

Southern Barter Club’s failure or delay in exercising any right will not operate as a waiver of that right, nor shall the partial exercise of a right preclude any other or further exercise of any right. Southern Barter Club remedies are cumulative and are not exclusive of any remedies provided by law.

3.        SEVERABILITY; ATTORNEY'S FEES

Every item contained in this agreement is severable from every other term herein. If any term should be judged unenforceable, it shall not affect the enforceability of other terms outlined in this Agreement or the Policies and Procedures. If legal action must be taken by Southern Barter Club, Member shall pay Southern Barter Club reasonable attorney's fees, costs, plus interest from the date of default until payment in addition to any other judgment as granted by a court of law or an acceptable arbitration.

4.        DISSOLUTION

If Southern Barter Club terminates or otherwise ceases to do business, all Members in a negative Southern Barter Club Trade Dollar position will pay amounts they owe in cash (one Southern Barter Club Dollar being equal to one United States dollar in cash) into a fund. The fund, less expenses, will be distributed pro rata to all Members who are in a positive Southern Barter Club Trade Dollar position. Southern Barter Club is not liable to any Members for cash or Southern Barter Club Trade Dollars beyond the distribution of such funds.

5.        SECURITY INTEREST

Member hereby grants Southern Barter Club a security interest in all Trade Dollars in Member’s account for the amount of all unpaid cash fees. If Member becomes insolvent or bankrupt all cash fees shall be due and payable in full. Southern Barter Club shall have the option in lieu of filing as a creditor of treating the Trade Dollar balance as equal in value to the amount of cash fees owed, and terminating the account; provided however, that if Southern Barter Club does receive all of its cash fees in full, Southern Barter Club shall reinstate the Trade Dollars to the Member’s account.

6.        WARRANTY OF INFORMATION

Member warrants that it provides all information to Southern Barter Club in good faith and that such information is accurate to the best of Members' knowledge.

7.        FAX & E-MAIL SIGNATURES

Southern Barter Club will, and Member agrees that Southern Barter Club may, accept a faxed or e-mailed signature as an original, legal signature.

8.        ENTIRE AGREEMENT

Member acknowledges that he/she is not relying on any oral representations concerning this Agreement and that the complete agreement between the parties is contained in the Member Application, this Agreement and the Policies & Procedures.

9.        NO WAIVER OF RIGHT

Southern Barter Club's failure or delay in exercising any right will not operate as a waiver of that right, nor shall the partial exercise of a right preclude any other or further exercise of any right. Southern Barter Club's remedies are cumulative and are not exclusive of any remedies provided by law.

10.     INDEMNIFICATION

Member agrees to hold harmless and indemnify Southern Barter Club, its officers, agents, representatives, associates and assigns from any losses, liability or damages which may result from member’s participation in any of Southern Barter Club’s transactions, activities, programs, promotions, or advertising, including the costs of litigation and attorney’s fees.

11.     JUDGMENT SETTLEMENT

In the event of a dispute between Southern Barter Club and Member resulting in a judgment entered on behalf of the Member against Southern Barter Club, Member agrees that Southern Barter Club shall have the right to satisfy said judgment in Southern Barter Club Trade Dollars.

12.     NONSOLICITATION AND NONCOMPETITION

For and in consideration of the obligations of Southern Barter Club pursuant to this Agreement, Member expressly agrees that, for a period of three (3) years, commencing on the date of Member’s enrollment in Southern Barter Club, Member shall not, directly or indirectly, without the prior written consent of Southern Barter Club, whether as an individual, employee, agent, independent contractor, or owner of any entity, or in any capacity, alone or in association with, on behalf of or for the benefit of any person:

(a)      make any statements or perform any acts intended to advance the interest of any competitors of the Business of Southern Barter Club (as defined below in this Section 12) in any way that will injure the interests of Southern Barter Club;

(b)      directly or indirectly own or hold a Proprietary Interest (as defined below in this Section 12) in, or be employed by or receive compensation from, any party engaged in the business of Southern Barter Club;

(c)       canvass, solicit, or accept any business that is in competition with the Business of Southern Barter Club;

(d)      directly or indirectly request or advise any past, present or future members or customers (a future customer being defined as an active sales prospect of Southern Barter Club as reflected in the records of Southern Barter Club as of the date of the termination of the Member’s membership in Southern Barter Club) to withdraw, curtail, or cancel their business relation with Southern Barter Club, or any of their affiliates; or

(e)      induce or attempt to induce any employee of Southern Barter Club to terminate his or her employment, or to discuss with any employee of Southern Barter Club or Southern Barter Club any information or operation of business intended to compete with the Business of Southern Barter Club.

 

“Business of Southern Barter Club” shall mean: services connected with the offer of goods and services by members to other members for barter currency which may be used for the purchase of goods and services offered by any other member of the barter network.

 

“Proprietary Interest” shall mean legal or equitable ownership, whether through stock holdings or otherwise, of any equity interest in a person, provided, however, that nothing set forth in this Agreement shall prevent Member from owning less than five (5) percent of any class of equity interest in a publicly-held company.

 

G. APPLICABLE LAW

1.        This agreement shall in all respects be construed under the laws of the State of GA.

2.        Venue shall be Dacula, GA 30019 United States.

 

 

 

 

STANDARDS OF EXCELLENCE

 

 

All SBC members must abide by the SBC Standards of Excellence. The SBC Standards of Excellence has been established to advance, regulate and sustain a fair, ethical and honorable exchange and to ensure that both SBC members and potential members have confidence in SBC, our staff, our network and the barter industry as a whole.  SBC members risk losing membership privileges, including account suspension and/or possible termination if they violate the Standards of Excellence.

 

As a SBC member, you are required to follow the subsequent code of ethics when conducting business through SBC:

 

·          Abide by all procedures, policies, rules, and regulations of SBC to best serve the exchange and its members.

·          Adhere to basic business standards of fairness, integrity, and honor and guarantee truth and accuracy in all business dealings and transactions made though SBC.

·          Act in good faith in dealing with other SBC members, and treat SBC members with the same courtesy and service extended to any other cash paying customer.

·          Accept SBC business under the same circumstances as cash business unless you have published, SBC pre-approved restrictions.

·          Charge prevailing cash retail rates for your services.  Do not overcharge for products or services offered through SBC or charge more for SBC business than cash business.

·          Do not initiate part-cash/part-trade transactions with other SBC members.  All part-cash/part-trade transactions must be pre-approved and managed by a SBC broker.

·          Do not charge a cash component below $2,000 with the exception of the following: You may charge a wholesale materials fee for materials that are not usually carried in your inventory.

·          Identify yourself as a SBC member prior to initiating a purchase from another member.

·          Provide full and accurate disclosure of all significant information relevant to a SBC transaction with the purchasing member and with SBC, including clearly set forth terms, conditions, and obligations.

·          Make every effort to resolve complaints, grievances, and disputes through reasonable, direct communications and negotiations.  As the purchaser, inform the seller and SBC immediately of any disputed product or service.  As a seller, guarantee the quality of your products and services sold through SBC.

·          Maintain reasonable supervision of a liability for SBC transactions on your account, including SBC membership cards, sub accounts and sub users appended to your account.

·          Do not initiate direct trades with other SBC members.

·          Do not use or imitate trademark, trade name, corporate name, slogan, logo, or any other mark of identification of another member business and do not use or share member information (including Member Directory information) in any manner or with any outside party without prior written consent from SBC management.

·          Perform due diligence trading.  When buying a product or service with trade, treat it as you would a cash purchase.  If it is an item you would normally get a few bids for, get those bids in cash as well, in order to make an informed decision.

·          Immediately inform SBC of situations where other members are not following SBC policies and procedures or adhering to the SBC code of ethics.

 

ACCOUNT SUSPENSION/TERMINATION POLICY

 

In order to uphold a high standard of membership, members may be suspended or terminated for the following reasons:

·          Violation of the Standards of Excellence

·          Violation of the Fees Policy

 

FEES POLICY

 

A one time cash enrollment charge is due upon sign up.

 

You will receive a monthly statement by e-mail from SBC.  You must have a credit card on file with SBC.  All cash and trade brokerage fees as outlined in your Trade Account Application and Agreement must be available as each transaction is processed and will be deducted immediately from your account during each transaction. 

 

Delinquencies

 

If the fees cannot be processed, your SBC account will reflect that you are in arrears and all fees must be paid in full within 10 days of the billing date.  After 30 days, $10 or 1.5% of the trade balance (whichever is greater) will be assessed to your account as a cash fee for all unpaid cash fees.  SBC may put your account on hold if cash fees are not paid in a timely manner.  If you do not pay the cash fees within 60 days of the date of the transaction, the matter will be referred to the jurisdiction of the courts of the State of Georgia, USA. If the account is not made current within 1 year from the date of transaction, SBC has the right to seize any and all barter dollar balances in your account. 

 

Lines of credit

 

SBC may extend a line of credit to each member at its discretion.  After 30 days, a monthly cash fee of 1.5% of the outstanding balance is due.